Why do you need Travel Insurance in Nepal?
Do you really need Travel Insurance during your Nepal visit?
Let us get you straight to the point, Prevention is always better than cure. We, at Nepal Travel Services, have strong believe that travel insurance is very important for your trip. It is mandatory for all travelers in Nepal. The beauty of our country comes with lots of risks. You never know what might happen. There are a wide variety of insurance companies. Make sure the insurance covers both medical and emergency evacuation costs. It’s better to be safe than sorry.
The insurance policy covers theft, loss and medical problems which is excellent for travel. Also, choose a policy including helicopter evacuation. It is a legal contract and you should spend some time reading the policy thoroughly and ask if there’s anything you don’t understand.
Some credit card issuers offer automatic travel insurance if travel arrangements are paid for using their credit cards, but these policies are generic and do not take into account personal requirements and circumstances.
Many policies include benefits for alternative transport, accommodation, and meal expenses if the transport provider is delayed by a certain period, provided any layover times met the criteria in the policy.
Travel insurance, are risk-based, and take into account a range of factors to determine whether a traveler can purchase a policy and what the premium will be. Some credit card issuers offer automatic travel insurance if travel arrangements are paid for using their credit cards, but these policies are generic and do not take into account personal requirements and circumstances.
This generally includes destination countries or regions, the duration of the trip, the age of the travelers, and any optional benefits that they require coverage for such as pre-existing medical conditions, adventure sports, rental vehicle excess, cruising, or high-value electronics. Some policies will also take into account the traveler’s estimated value of their trip to determine price. This covers legal liability as a result of a claim made against the covered party for bodily injuries or damage to property of other persons. A policy may be a single trip, covering the exact duration of the upcoming trip, or a “multi-trip” policy can cover an unlimited number of trips of limited duration within a year.
Certain countries require foreign visitors have proof of sufficient travel insurance as a condition for granting a visa or of approving visa-free entry. This includes travelers applying for a Schengen Area or UAE visa, and all visitors to Cuba, Turkey and Belarus. Thailand and Egypt have announced plans to introduce similar requirements. Tour companies and cruise providers may also require passengers possess a minimum level of travel insurance before the traveler can commence their journey.
They include cover for emergency medical treatment including treatment in a clinic or hospital, plus medicines to get you well and keep you traveling.
If you suddenly find out that you can’t go on your trip because of some unforeseen reasons then this policy is the best for you. But remember not every insurance policy covers the cancellation so make sure to go through all the documents.
If there is no other suitable option for transport available during trek/hike and you need medical assistance then this policy covers the situation. This policy does not cover search and rescue.
Loss of your personal belonging is the main reason people take travel insurance. This insurance covers the theft or accidental damage of your gear. Check your policy benefits and description of coverage because some policy do not cover some expensive equipment.
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Note: Not all travel insurance is the same.
